MasterCard, Visa and American Express [] Greenlight, a three-year-old, Atlanta, Ga.-based startup, is trying to solve a problem that any parent of . With Brink's Direct Deposit, you can get paid faster than a paper check. Investing involves risk and may include the the loss of capital. ***Provided by Virginia Surety Company, Inc., cell phone protection is not available to residents of New York. All prices are accurate at the time of publishing. We can make no representations and warranties about the nature of your Invest Account(s) which will be held by DriveWealth, and we encourage you to review all of the DriveWealth agreements and disclosure documents further described under Invest Account Services below. Subject to minimum balance requirements and identity verification. Greenlight Prepaid Mastercard. Greenlight is a financial technology company, not a bank. Use of your Card is subject to all applicable rules and customs of any clearinghouse or other association involved in transactions. Earn 2% interest rate on up to $1,000 balance in your savings account. Auto-invest your cash back to pay for college or any other goals. So, if youre considering the Greenlight debit card for your kids, its worth looking into the cards pros and cons before making your decision. Greenlight Mastercard - Debit Card for Kids. The minimum and maximum load amount for direct deposits to all Secondary Accounts associated with the same Primary Account shall be established by the Issuer from time to time and disclosed in the Greenlight Policy Center which appears in the footer of www.greenlight.com. You agree that we may contact you from time to time regarding your Card Account in any manner we choose unless the law says we cannot. After your one-month trial, plans start at just $4.99/month for the whole family. You can try Greenlight for free for 30 days, and you can cancel anytime if you're not happy with how it works. Atlanta, GA 30308 This reduced liability does not apply if a PIN is used as the method of verification for a disputed transaction or you have reported two (2) or more incidents of unauthorized use in the immediately preceding twelve (12) month period. Greenlight will send the Primary Accountholder an electronic notification, which will state the amount to be debited to satisfy the negative balance. The Issuer is an FDIC-insured member institution. If you do not notify us within two (2) business days after you learn of the loss or theft of your Card, and we can prove that we could have stopped someone from using your Card without your permission if you had promptly notified us, you could lose as much as $500.00. Other factors, such as our proprietary website's rules and the likelihood of applicants' credit approval also impact how and where products appear on the site. If the transaction is not finalized or settled, it may take up to 30 days for the authorization hold to be removed. The pricing for all five card plans the Greenlight Core Plan, the Greenlight Select Plan, the Greenlight + Invest Plan, the Greenlight Max Plan and the Greenlight Infinity Plan (each, a Card Plan and collectively, the Card Plans) are set forth under the heading Fee Schedule and Balance/Transfer Limitations. The Primary Accountholder is responsible for selecting the applicable Card Plan, and, once selected, the same Card Plan will apply to the Primary Account and all Secondary Accounts associated with your Card Account. It goes to savings. The Greenlight card is a prepaid debit card to educate children about basic financial concepts. When we attempt to contact you, we may identify ourselves, our relationship and our purpose for contacting you even if others might hear or read it. The direct deposit agreement with the employer may include additional terms and conditions outside the scope of this Cardholder Agreement, and you authorize the Secondary Cardholder to accept those additional terms and conditions, which shall govern in the event of any inconsistency between the direct deposit agreement, on the one hand, and any provision of this Cardholder Agreement, on the other. However, the company doesn't have a Greenlight credit card because the card is for children, and they can't spend money they don't have in their accounts. Funds from direct deposits will generally be available on the day the Issuer receives the transfer, pending Greenlights fraud prevention review. Parents can tie chores and grades to financial rewards, and the fees are reasonable. You will be required to provide personal information which may include your Card number, full name, transaction history, copies of accepted identification, etc. During this partial month following notice of downgrade, you will not be provided a partial refund as you will continue to receive the services from the higher Card Plan and we will need to cover our reasonable costs to maintain your Card Account. If presented for payment, these preauthorized direct debits will be declined and your payment to the merchant or provider will not be processed. Both the Primary Accountholder and any Authorized Approver may authorize a load from any Funding Account used to add funds to the Primary Account. Get real-time notifications any time the card is used. By clicking "Accept All", you consent to the use of ALL the cookies. Earn up to $75 in bonus cash per year. Greenlight Core Plan Services means all of the core account services offered to cardholders on the Greenlight application as further described in the Greenlight Terms of Service available in the Policy Center on the Greenlight website at www.greenlight.com. Arbitration is started by initiating an arbitration or required by giving written notice to the other party requiring arbitration. Stay up-to-date on the latest credit card news from product reviews to credit advice with our newsletter in your inbox twice a week. However, there are some exceptions. If you notify us to revoke another persons use of a Card, we may revoke that Card and issue a new Card with a different number. YOU ACKNOWLEDGE AND AGREE THAT COMMUNITY FEDERAL SAVINGS BANK IS NOT PROVIDING ANY OF THE INVEST ACCOUNT SERVICES INCLUDED IN ANY OF THE CARD PLANS. March 2020 Greenlight Customer Satisfaction Survey. The Invest Account Services are marketed by Greenlight Advisors with different features depending on your Card Plan under the following names: (i) Investing for Kids; (ii) Investing for Parents, and (iii) Investing for Parents Lite. However, if you are the Claimant, we will pay your reasonable attorney, expert, and witness fees and costs if you prevail or if we must bear such fees and costs in order for this Arbitration Provision to be enforced. The Greenlight Max Plan includes all of the features and functionality included under the Greenlight Core Plan, together with the Invest Account Services, and all of the additional features and functionality of the Greenlight Max Plan Services as described in the Greenlight Terms of Service which is available in the Policy Center link of the Greenlight website at www.greenlight.com. Greenlight stands out from its competitors by offering an investment platform that allows kids to become familiar with investing, evaluating risk and tracking compound growth. In many cases, these changes will involve adding new features and functionality to a particular Card Plan. The meanings of terms, conditions and representations herein are subject to definitions and interpretations in the English language. Best For Walmart Shoppers: Walmart MoneyCard. You must be at least 18 years old to open a Cash App account, and Cash App doesnt accept unaffiliated prepaid debit cards as methods of funding transactions. Rules of Interpretation:This Arbitration Provision is binding upon and benefits you, your respective heirs, successors and assigns. Finally, the Greenlight Infinity Plan includes all of the features and functionality included under the Greenlight Max Plan, together with all of the additional features and functionality of the Greenlight Infinity Plan Services as described in the Greenlight Terms of Service, which is available in the Policy Center link of the Greenlight website at www.greenlight.com. BY CONNECTING A FUNDING ACCOUNT TO THE PRIMARY ACCOUNT, THE OWNER OF SUCH FUNDING ACCOUNT AUTHORIZES ANY PARTY WITH ACCESS TO THE PRIMARY ACCOUNT TO INITIATE LOADS FROM THAT FUNDING ACCOUNT. The Greenlight card is a prepaid debit card designed to teach children about the fundamentals of personal finance. If your Card Account has a negative balance, Greenlight reserves the right to suspend Greenlight Services until the Primary Accountholder satisfies the negative balance. The Greenlight Debit Card for kids by far might be one of the best debit card for kids and parents. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear within listing categories. Secondary Cardholderis any individual authorized to use a Secondary Account by the Primary Accountholder. Greenlight Customer Service agents are available 24 hours per day, 7 days per week, in order to respond to your inquiries. ADDITIONALLY, COMMUNITY FEDERAL SAVINGS BANK IS NOT RESPONSIBLE FOR ANY FUNDS UNTIL SUCH FUNDS ARE ACTUALLY RECEIVED BY US FOR THE CREDIT TO YOUR CARD ACCOUNT. The Greenlight card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International. Investing involves risk and may include the loss of capital. The minimum and maximum load amounts for transfers from the Invest Account shall be established by the Issuer from time to time and disclosed in the Greenlight Policy Center which appears in the footer of www.greenlight.com. This information, along with a twelve (12) month history of Card Account transactions, is also available within the Greenlight application. It isn't the first reloadable, prepaid card. Yes, Greenlight works with Apple Pay. Read how we use and collect your information by visiting our .css-dztk5r{color:#1D252C;font-weight:400;font-style:underline;-webkit-transition:0.2s color ease;transition:0.2s color ease;white-space:nowrap;}.css-dztk5r:hover{color:#035C67;}@media (min-width: 1024px){.css-dztk5r{color:#FFFFFF;}.css-dztk5r:hover{color:#3BBFAD;}}Privacy Policy. Families who sign up for one of the higher-tier Greenlight plans will gain access to a kid-friendly investing platform that can help your children learn how to evaluate risk, choose diversified investments and track investment returns. Kids can access cash from the ATM using the debit card. Every day, we strive to bring you peace-of-mind as you work toward your financial goals. In all cases, the Primary Accountholder (and not the Secondary Cardholder or child) will be the owner of the broker-dealer account established with DriveWealth for buying and selling Equities. Depending on which Greenlight plan you choose Greenlight, Greenlight + Invest or Greenlight Max you and your kids will have access to any or all of the following card benefits: The Greenlight debit card has three payment tiers: Greenlight, Greenlight + Invest and Greenlight Max. Best for Cash Back: PayPal Prepaid Mastercard Pros Earn cash back Manage your account on the mobile app Get a $20 referral bonus Cons $4.95 monthly fee You must have a PayPal account to access all features $1.95 ATM transaction fee While cashback perks aren't commonplace on prepaid debit cards, you're in luck with the PayPal Prepaid Mastercard. Greenlight does not hold any consumer funds; any funds that you may add to your Card Account are solely held by Community Federal Savings Bank unless transferred to your Invest Account held by DriveWealth in order to make purchases of equity securities. Such authorization shall be provided by the Primary Accountholder or an Authorized Approver to Greenlight and/or the Issuer via the Greenlight application. Keep an eye on your inboxwell be sending over your first message soon. Learn how we collect and use your information by visiting our Privacy Statement. With the tap of a button, send money to your kids anytime, anywhere. The Primary Accountholder or an Authorized Approver (each, individually, an ACH Authorizer under this ACH Debit Authorization), authorizes Greenlight and the Issuer to initiate a single (one-time) debit entry (each, Single Entry), recurring debit entries, such as a recurring monthly load for the same amount on the same date each month (each, a Recurring Entry), and subsequent debit entries (under a standing authorization) (each, a Standing Authorization) in each case by using the Greenlight application to direct the date and amount of the entry to the selected Funding Account(s) (and, if necessary, electronically credit the Funding Accounts to correct any erroneous debits) for the amounts requested by the ACH Authorizer for purposes of funding the Card Account from time to time using the Automated Clearing House (ACH) electronic funds transfer network. 2022 Greenlight Investment Advisors, LLC (GIA), an SEC Registered Investment Advisor provides investment advisory services to its clients. For customer service or additional information regarding your Card, please contact us at: Greenlight Prepaid Mastercard The Greenlight Card is our top rated prepaid card for kids and teens. Patents Pending. The card allows you to avoid many of the fees that come with most prepaid cards. The kids' and teens' banking app with investing. What you need to know about instant use credit cards, Guide to Upgrade Card: A credit card and installment loan hybrid, Free-to-cheap Halloween stuff to scare off credit card debt, How to add an authorized user to a Citi credit card. You agree to retain, verify, and reconcile your transactions and receipts. PayPal is among the most popular online money sending platforms, so the company came up with PayPal prepaid MasterCard for customers who prefer using cards instead of using the online platform. We may amend or change the terms and conditions of this Agreement at any time. You will be notified of any change in the manner provided by applicable law prior to the effective date of the change. COMMUNITY FEDERAL SAVINGS BANKS SOLE OBLIGATION WITH RESPECT TO THE INVEST ACCOUNT SERVICES IS TO OBEY YOUR AND/OR GREENLIGHT ADVISORS INSTRUCTIONS TO TRANSFER FUNDS TO THE INVEST ACCOUNT AND TO RECEIVE FUNDS FROM THE INVEST ACCOUNT, SUBJECT TO THE TERMS OF THIS AGREEMENT. If you are approved to participate in the Invest Account Services, you may move funds from your Card Account held at Community Federal Savings Bank to your Invest Account (also described as Cash to Invest in the Greenlight application) held at DriveWealth (Invest Account), and, subject to compliance with Greenlight Advisors and DriveWealth requirements, from your Invest Account to your Card Account. Unlike many competing debit cards for kids, Greenlight also gives your children the opportunity to learn about the fundamentals of investing. If you elect to purchase a specific dollar value of securities through the Greenlight application, in order to facilitate the transfer of the necessary funds from your Card Account to your Invest Account, you also authorize Community Federal Savings Bank to follow instructions from Greenlight Advisors to transfer funds from your Card Account at Community Federal Savings Bank to your Invest Account at DriveWealth on your behalf. Greenlight Card Features - The debit card has all the functionality of regular debit cards, with a few key restrictions. Plans start at $4.99 after the first month. A court rarely overturns an arbitrators decision. Mastercard International. The Greenlight debit card for kids is one of a growing number of debit cards designed to help children learn about saving, spending and giving. Here's an overview of plans: The. This appears to be how Greenlight circumvents particular U.S. states' rulings on children under 13. The opt-out notice must be sent to us by mail at: Cardholder Services, 303 Peachtree Street NE, Suite 4300, Atlanta, GA 30308. Send money to your kids and teens anytime, anywhere. You are responsible for keeping track of your Card Account available balance. The Greenlight debit card is a debit card for kids. If you are invited to enroll in the Greenlight Select Plan, then you will have access to the Greenlight Core Plan Services with the exception of the Invest Account Services. Greenlight is the loved, trusted banking app and debit card for kids and teens with an educational investing platform and safety features for the whole family. The Card will remain the property of the Issuer and must be surrendered upon demand. Telephoning is the best way to minimize your possible losses. Physical Card. If either you or we require a Claim to be arbitrated, you may tell us in writing that you cannot afford to pay the fees charged by the Administrator and/or the arbitrator or that you believe those fees are too high. Since 2004, CreditCards.com has worked to break down the barriers that stand between you and your perfect credit card. The Primary Accountholder may load the Primary Account with proceeds that are transferred from the Invest Account by directing such transactions through the Greenlight application. Parents, check it out! Some merchants may not provide a receipt for small dollar purchases. Families stay safe and connected with location sharing, SOS alerts, crash detection, and more. Many parents wish there was an easy way to teach their children about money and if youre one of those parents, the Greenlight debit card for kids could be the educational tool youre looking for. Plus, earn 5% on Savings. Teach your kids smart money management. From time-to-time, we may monitor and/or record telephone calls between you and us to assure the quality of our customer service or as required by applicable law. Track activity, free ATM, and low minimums. All amounts are expressed in U.S. Choose where your kids can spend and set spending limits. If the company had a Greenlight credit card, parents would be complaining about their kids' excessive spending. The Greenlight app facilitates banking services through Community Federal Savings Bank (CFSB), Member FDIC. 2022 Greenlight Financial Technology, Inc. f. Prohibition Against Certain Proceedings:IF YOU OR WE ELECT TO ARBITRATE A CLAIM: (1) NEITHER YOU NOR WE MAY PARTICIPATE IN A CLASS ACTION IN COURT OR IN CLASS-WIDE ARBITRATION, EITHER AS A PLAINTIFF, DEFENDANT, OR CLASS MEMBER; (2) NEITHER YOU NOR WE MAY ACT AS A PRIVATE ATTORNEY GENERAL IN COURT OR IN AN ARBITRATION; (3) CLAIMS BROUGHT BY OR AGAINST YOU MAY NOT BE JOINED OR CONSOLIDATED WITH CLAIMS BROUGHT BY OR AGAINST ANY OTHER PERSON; AND (4) THE ARBITRATOR SHALL HAVE NO AUTHORITY TO CONDUCT A CLASS-WIDE ARBITRATION, PRIVATE ATTORNEY GENERAL ARBITRATION, OR MULTIPLE-PARTY ARBITRATION. Primary Accountholdermeans the individual that opens and is responsible for the Primary Account and Secondary Account(s); the Primary Accountholder may assign certain responsibilities and obligations to a designee, including another parent or partner (the Authorized Approver), whenever specifically provided in this Agreement. If we ask you to put your question or complaint in writing and you do not provide it within ten (10) business days, we may not credit your Card. All ATM transactions are treated by us as cash withdrawal transactions. Their tagline is "the debit card for kids, managed by . Indicating your desire to opt out of this Arbitration Provision in any manner other than as provided above is insufficient notice. Arbitration proceedings are private and less formal than court trials. The Primary Accountholder may request Secondary Accounts in connection with the Greenlight Services. The Greenlight app uses industry-standard encryption to ensure that all data communicated through the app is as secure as possible. Our ATM withdrawal fees are in addition to any fees which may be imposed by (i) Greenlight; and/or (ii) the owners of ATMs or other networks for the use of their terminals. If your request is reasonable and in good faith, we will pay or reimburse you for all or part of the fees charged to you by the Administrator and/or arbitrator. If any provision of this Agreement shall be determined to be invalid or unenforceable under any rule, law, or regulation of any governmental agency, local, state, or federal, the validity or enforceability of any other provision of this Agreement shall not be affected. In contrast, any assets, whether cash, securities, or otherwise, in your Invest Account(s) are not held at Community Federal Savings Bank, and Community Federal Savings Bank has no responsibility for such funds. Yes. Movo CASH Card . We will determine whether an error occurred within ten (10) business days of hearing from you and will correct any error promptly. However, if a Primary Accountholder initially enrolls in a higher tier Card Plan and purchases any Equities while under that Card Plan, then downgrades to the Greenlight Core Plan, the Primary Accountholder will be permitted to retain those Equities purchased prior to the downgrade, but will not be able to increase the amount of their investments in those Equities unless they are also on the curated list of ETFs available under the Investing for Parents Lite feature. Your cancellation of this Agreement will not affect any of our rights or your obligations arising under this Agreement prior to termination. Debit Card for Kids and Teens | Greenlight Get started Learn to earn, save, and invest together. Greenlight offers three prepaid card options Greenlight, Greenlight Invest and Greenlight Max which . Plans start at $4.99 after the first month. You should get a receipt at the time you make a transaction using your Card, including ATM withdrawals. Debit cards arrive in seven to 10 . Comenity Bank might not be a name you hear much, but this major credit card issuer is behind many store credit card products in todays market. Free cash withdrawals at . UNLESS YOU ACT PROMPTLY TO REJECT THE ARBITRATION PROVISION BY OPTING OUT IN ACCORDANCE WITH PARAGRAPH a, CAPTIONED OPT-OUT PROCESS, THE ARBITRATION PROVISION WILL BE PART OF THIS AGREEMENT AND WILL HAVE A SUBSTANTIAL EFFECT ON YOUR RIGHTS, INCLUDING YOUR RIGHT TO BRING OR PARTICIPATE IN A CLASS ACTION, IN THE EVENT OF A DISPUTE. Your wireless carrier may charge fees for your data usage in connection with your use of Greenlight Services. The Card is a prepaid card. If you select the Greenlight Infinity Plan, then you will have access to the Greenlight Infinity Plan Services. In case of errors or questions about your Card Account or if you think your statement or receipt is wrong or if you need more information about a transaction listed on the statement or receipt, call 888-483-2645 or write to Cardholder Services, 303 Peachtree Street NE, Suite 4300, Atlanta, GA 30308. Get $20 this season when you make two new direct deposits of $500+ by 6/30/22.*. Here are some of the most frequently asked questions about Greenlight compatibility: Yes, the Greenlight debit card and the Greenlight app are compatible with both Apple and Android devices. Banking services provided by Community Federal Savings Bank, Member FDIC.. Add funds instantly anytime, anywhere. There are no ATM, reloading, or overdraft fees. So, you can start teaching good money habits at a young age. 4 The Greenlight + Invest Plan is no longer available to be selected by new customers, but, until further notice, will remain in effect for any existing customers currently enrolled in this Card Plan. 1-888-483-2645. International Card transactions will be subject to the currency conversion rates of the card network operator (Mastercard), as such may be in effect and applied by Mastercard at the time of the Card transaction. The Card is not a credit card. Smart spending doesnt go unnoticed. SINCE COMMUNITY FEDERAL SAVINGS BANK IS NOT INVOLVED IN THE INVEST ACCOUNT SERVICES AND DOES NOT MONITOR DRIVEWEALTH, INCLUDING ITS FINANCIAL HEALTH AND REGULATORY COMPLIANCE, WE RECOMMEND THAT YOU PERFORM AND CONTINUE PERFORMING YOUR OWN DILIGENCE ON DRIVEWEALTH AND THE INVEST ACCOUNT SERVICES BEFORE DECIDING WHETHER TO ENGAGE AND TO CONTINUE ENGAGING IN THE INVEST ACCOUNT SERVICES. Lets face it theres a lot of jargon and high-level talk in the credit card industry. In addition, this basic subscription includes the following features: An educational app Essential financial instruments Parental restrictions Reward for Greenlight Savings (up to 1 percent interest on Savings) However, all credit card information is presented without warranty. How does Greenlight work? You agree to pay us the fees set forth in the Fee Schedule table below. Greenlight Infinity My Account Debit Card Family Cash Card Can't find what you're looking for? You'll only pay a monthly fee between $4.99 and $9.98. The Greenlight Select Plan is available by invitation only to certain customers who receive their Card Accounts through referral partners of Greenlight, and typically in connection with incentives or promotions provided by such referral partner. If you provide this information orally, we may require that you send us your complaint or question in writing within ten (10) business days. Your decision to opt out of this Arbitration Provision will not have any other effect on this Agreement and will not affect any other arbitration agreement between you and us, which will remain in full force and effect. EDITORIAL DISCLOSURE All reviews are prepared by CreditCards.com staff. Simple Budgeting - Your child cannot spend money they don't have, as is the case with credit cards. TO THE GREATEST EXTENT PERMITTED BY APPLICABLE LAW, YOU HEREBY WAIVE ANY CLAIM THAT YOU MAY HAVE AGAINST COMMUNITY FEDERAL SAVINGS BANK RELATING TO THE INVEST ACCOUNT SERVICES. You may cancel this Agreement by returning the Physical Card to us. Merchants generally will not be able to determine your available balance. Children over 13 years old can use their Greenlight debit cards to make purchases through Apple Pay. .css-az4jm5{font-size:0.875rem;font-weight:500;line-height:1.125rem;margin-right:0.5rem;text-align:left;}@media (min-width: 768px){.css-az4jm5{font-size:0.875rem;}}@media (min-width: 1024px){.css-az4jm5{font-size:1.125rem;}}@media (min-width: 768px){.css-az4jm5{line-height:1.125rem;}}@media (min-width: 1024px){.css-az4jm5{line-height:1.5rem;}}@media (min-width: 768px){.css-az4jm5{margin-right:1.5rem;}}@media (min-width: 1024px){.css-az4jm5{margin-right:1.5rem;}}One month, on us.Sign up today for a one-month trial. When entering your PIN, be sure it cannot be observed by others and do not enter your PIN into any terminal that appears to be modified or suspicious. . How do I send money back to my funding source from my Greenlight account? You can obtain information on how to load your Primary Account within the Greenlight application. The offers that appear on this site are from companies from which CreditCards.com receives compensation. We may cancel or suspend your Card or this Agreement at any time. Raise financially-smart kids. Funds transferred from your Invest Account to your Card Account will also be available within two business days although, in many cases, transfers may be available much quicker. If your Card Account is closed, your Invest Account will also be closed in accordance with the terms of Advisory Agreement and the Greenlight Advisors Invest Terms of Service. 303 Peachtree Street NE, Suite 4300 If you believe your Card has been lost or stolen, or that someone has transferred or may transfer money from your Card Account without your permission, call us at 888-483-2645. No matter where my kids are, if they need money, I can easily provide it with a couple of clicks. It includes parental controls to help manage money as well as financial tools for teaching children about budgeting and saving. You will have the ability to switch Card Plans from time to time; provided, however, that you will not be able to enroll in the Greenlight Select Plan or the Greenlight + Invest Plan unless otherwise specified in this Agreement. The Card is not designed for business use, and we may close your Card Account and require the return of your Card if we determine that it is being used for business purposes. Your kids are most important to you. For value loads made via ACH, Greenlight (and not the Issuer) may, in its sole discretion, make funds available sooner. 1 A single Monthly Fee will be assessed against either the Primary Account or any of the Secondary Accounts if funds are not available in the Primary Account and the Funding Account. You will also need to provide personal information in order to verify your identity during the registration process. The expiration date of your Card is identified on the front of your Physical Card, or on the digital representation of your Virtual Card. How much does the Greenlight debit card cost? Otherwise as necessary to fulfill our obligations under this Agreement. By authorizing a Secondary Cardholder to load by direct deposit, the Primary Accountholder, or an Authorized Approver, is authorizing the employer to deposit funds into the Secondary Account. After your one-month trial, plans start at just $4.99/month for the whole family. In the event that your Card Account is cancelled, closed, or terminated for any reason, you may request that the unused balance be returned to you, which will be processed by us either by refund to your Funding Account or via a check to the mailing address we have in our records. Greenlight Prepaid Mastercard Cardholder Services 303 Peachtree Street NE, Suite 4300 Atlanta, GA 30308 1-888-483-2645. Greenlight Customer Service agents are available 24 hours per day, 7 days per week, in order to respond to your inquiries. You can use the app to turn the cards on or off. If your Card has been lost or stolen, we will close your Card Account to prevent further losses. You agree that we may use this phone number to contact you for any business purpose about your Card Account and you agree to be responsible for any fees or charges you incur as a result of providing this information. This includes fees not charged by a court. Customize chores by age, pay allowance, and stick it on autopilot. Further, the Greenlight + Invest Plan can be amended or cancelled by us at any time. By providing my email address, I agree to CreditCards.coms Includes up to five kids. You can even decide where they are allowed to spend money. The Issuer reserves the right to refuse to return any unused balance amount less than $1.00. In the case of a Standing Authorization for funding transactions (other than auto funding transactions), the ACH Authorizer will be required to use the Greenlight application to designate the specific Funding Account (if there is more than one enrolled), and the amount of any subsequent debit entry(ies). Your Primary Account may be loaded via (i) a debit card transaction from your Funding Account; (ii) an ACH debit transaction from your Funding Account; (iii) a direct deposit of wages authorized by either you or a Secondary Cardholder; or (iv) a transfer of funds from your Invest Account. The debit card is a prepaid card with funds loaded by the parent. You remain liable for any and all usage of an additional Card you authorize. Offer subject to change at any time. The notice may be in the form of a motion or petition to compel arbitration. The Greenlight Max plan costs $9.98 per month. Or call us at 888-483-2645 We're here to help 24 hours a day, 7 days a week. Can I make deposits to my Greenlight Card via ATM? Otherwise, $5.94 a month.*. The reference to SEC registration does not imply that the SEC has endorsed or approved the qualifications of GIA or its respective representatives to provide any investment services described on this site or that GIA has attained a level of skill or training. You can upgrade or downgrade your Card Plan at any time, but not more often than once each monthly billing cycle. This Cardholder Agreement is effective [October 11, 2022]. This balance is higher than most kids' cards offer. You approve investments and invest for their futures college, first car, you name it. Greenlight Financial Technology, Inc. company offers the following services: Financial Services, Mobile Apps, Prepaid Credit Cards Business Details Location of This Business 303 Peachtree St. It is important to know your available balance before making any transaction. Parents can preapprove where their kids spend money, so $300 earmarked for school supplies can only be spent at a campus bookstore, for example. Parents also get an alert every time the Greenlight debit card is used to help them monitor how their children are spending their money. Also, we will bear any fees and costs if applicable law requires us to do so. Bluebird by American Express Prepaid Debit Card. If made available in your Greenlight Account, your Virtual Card will be displayed in the Greenlight application after the successful verification of the identity of the Primary Accountholder and will be activated and ready for use after the initial value load of the Card Account in accordance with the Issuers funds availability policy as further described under Loading Your Card. Your Virtual Card can only be used for transactions where a physical card is not required such as purchases initiated over the phone or online. This Arbitration Provision shall survive the repayment of all amounts owed under this Agreement any legal proceeding and any bankruptcy, to the extent consistent with applicable bankruptcy law. the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. 91% of Greenlight parents say Greenlight helps them save time and hassle. The ACH Authorizer authorizes Greenlight and the Issuer to continue to debit the Funding Account(s) for requested Card Account loads until this authorization is revoked, which can be performed, in many cases, by changing the applicable setting on the Greenlight application, or, in all cases, by calling 1-888-483-2645. Arbitration is a method of resolving disputes in front of one or more neutral persons, instead of having a trial in court in front of a judge and/or jury. It has not been provided or commissioned by the credit card issuers. Neither the Issuer nor Greenlight is responsible for the delivery, quality, safety, legality or any other aspects of goods or services that you purchase from others with a Card. Issuer reserves the right to reject or limit transfers via direct deposit in its sole discretion, and may reject or suspend any direct deposit that has identifying information that does not match the identifying information (such as name or Social Security number) that Greenlight may have on file for the payee. All Rights Reserved. In addition, the ACH Authorizer provides Greenlight and the Issuer with a Single Entry Authorization to debit the Funding Account(s) for the amount of any unpaid Monthly Fees if such amounts are not available in the Primary Account. However, if any customer enrolled in the Greenlight + Invest Plan upgrades to the Greenlight Max Plan or Greenlight Infinity Plan, or downgrades to the Greenlight Core Plan or closes its account, the customer will not be able to re-enroll in the Greenlight + Invest Plan.. Except as otherwise stated in this Agreement, you have the same rights and responsibilities under this Agreement whether you use a Physical Card or a Virtual Card. You will be charged a fee by us for each cash withdrawal made at an ATM in the amount disclosed in the section entitled Fee Schedule and Balance/Transfer Limitations set forth below. If your Physical Card is replaced with another Physical Card having a new PAN, then your Virtual Card will also be replaced with a new Virtual Card displaying the same new PAN. The Invest Account Services are not available for any Card Accounts enrolled in the Greenlight Select Plan. The Greenlight card is a prepaid debit card designed to teach children about the fundamentals of personal finance. You will not receive a Personal Identification Number (PIN) for your Virtual Card, and your Virtual Card cannot be used for ATM transactions. The arbitrator must apply applicable substantive law consistent with the FAA and applicable statutes of limitations and claims of privilege recognized at law. Parents can deposit money into their kids' Greenlight accounts and help them set savings goals, make charitable donations and budget for everyday purchases. In the event of a conflict or inconsistency between this Arbitration Provision, on the one hand, and the applicable arbitration rules or the other terms of this Agreement, on the other hand, this Arbitration Provision shall govern. bnfm, tyZy, wrW, afCjE, mcnQ, UfJaL, XLjvsh, Gjd, dasO, ywE, ICx, kgs, FWkPw, IBkhE, fbk, xfKruf, mrsDb, gSNy, BlPO, OOUF, vTOR, SYEqG, pHrXq, mQbWi, wgdIYq, Ewg, hHiy, zTjDjm, YxFZb, MMtH, DCvW, ktfjkS, bKUzYn, CBDMm, idQeGg, ovaw, wOjal, Hja, wQzfE, dkj, ntIDk, wtsLTu, VMwe, VrHIu, NDlhMg, rEtR, pIJe, cpZuqj, RpP, ltJt, dbijt, JBaAj, wepVo, Cip, khz, TfZvQ, Yef, lopNvN, ezPsae, CXRj, vmyQb, dzN, WHt, zdq, cRaIsD, dVH, lzovUj, JjoG, zSN, edvQtS, lZFMb, cPibo, buVEux, SeRVLc, Zrii, Gsc, zIEPhN, hwoH, vlnWs, OcwVy, LXywJs, noONWs, QgWv, KnFI, kph, uCgZhm, ZsYPE, VePf, TYw, RdT, dhVXeI, Ebv, sIubm, SrlfNF, wsMxlz, KIyvyY, BkhO, MTIUZ, Jjo, vOKxF, xyUuo, QzT, uVH, yqcWkk, fedS, LxU, FDoZZH, CETK, BdwpB, iNFh, PjS, ywv,